Business Checks brought direct To Your Office

by Marion Adkins
Checks are generally used in modern day financial transactions. In the United States, in addition to the banks, independent check printers are also allowed to print checks. Many banks procure their requirement of checks from independent check printers as it proves to be more cost effective in time. These check printers also sell checks at once to users. A special magnetic ink, or toner, sometimes called MICR ( Magnetic Ink Character Recognition) is used to print checks on blank paper. MICR technology uses laser printers that produce magnetic characters that may be easily read by electronic info processing systems.

The MICR line on checks is printed using MICR toner, which is only available for laser printers and a few special dot matrix printers. Inkjet printers are not used for printing checks, as they cannot print using MICR toners. Laser printers are used for single sheet designs, while dot matrix printers are used for constant form designs.

Users have the choice of buying either the conventional, manual checks or computer generated checks. Normal checks are designed in the kind of way that they can be filled in either manually or a typewriter. They are prepared three-up on a page or with a carbon strip on the back of each check. Computer generated checks are used with a computer-based accounting program and printer.

Direct sales catalogs, local forms distributors and banking service suppliers are the first sources of checks. Direct check sellers sell through catalogs and are suited for low-volume purchases. Local distributors don't print checks themselves. They engage the services of a number of printers for the production of big amounts of specially designed checks. Banks sell checks only to beef up other services.

The Check Clearing for the 21st Century Act, or Check twenty-one Act as it is popularly known, allows authorized recipients of a check to change it to a digital form. An image is captured and a batch file is then transmitted to the Federal Banks (FRB) for credit.

Most companies that handle their own accounts payable/receivable tasks use laser printed business checks. To enable this process, all that is required is a simple software program to line up laser check printing. Laser business checks are preferred as they convey a professional look.

Drop by for a full range of business checks and custom business checks
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About the Author

Marion Adkins writes regularly about internet related topics. I hope you enjoy this article.